I just paid my car insurance and i think its alittle high. I have the car only insured for me, no other drivers. I am 30 yrs old, i have no tickets against me and have a safe driver license, but i had a car that was totaled about 3-4 yrs ago, so that has raised the premium alittle. I am paying $147 a month !! I have the V6. What are your rates for a policy with only the LS listed ? I think i should be able to get a better deal.
Insurance Rates
- Thread starter Fla02LS
- Start date
RequestingFlyBy
Active LVC Member
2000 LS V8
23 years old
No accidents No tickets
Full Coverage $500 deductable
State Farm
$105.81 a month
23 years old
No accidents No tickets
Full Coverage $500 deductable
State Farm
$105.81 a month
30, whole herd of kids. 03 LS V8, 05 Minivan, drive 90 miles round trip to work daily. I have 1 accident every other year and a speeding ticket every year. Wife has a couple small things. $500 ded. on each, rental coverage, glass, etc. $198/mo through Farmers.
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GrayGhost1
Guest
I have three cars, 2001 Lincoln LS, 2001 Nissan Pathfinder LE 3.5 and a 2002 VW Beetle GLS. Our insurance on all vehicles is $776 every six months and it's with Allstate. That's $129.33 a month for all three vehicles with full coverage and the standard deductible.
Holy cats! I haven't paid that much for insurance on one car since...well, I think I might have paid that much when I was 23 and driving a T-Bird SC. Right now, I'm insuring an '04 LS V8, a '99 Explorer Sport, a '90 F150 4x4, and a '78 Triumph Spitfire, all with $500 deductible, and full coverage of the LS and Explorer, and combined they're only ~$120/month from State Farm. I do have the maximum accident-free and multi-car/multi-line discounts, as well as my home-owner's policies with them.Fla02LS said:
01lssport
Dedicated LVC Member
Fla02LS said:
First off you live in Florida... Insurance is outrageous there. I'm 29 with one speeding ticket driving and paying for an 01 LS V6 and the wifes 02 honda accord. I only pay around 575.00 every 6 months through USAA.
2006kmls
Active LVC Member
Go with AIG Insurance.
I had GEICO for 9 years. Then got quoted by Progressive and they were $100/6 mos cheaper. So I was with Progressive for 1 year. Then I had AIG quote it and it was yet $100/6mos cheaper. I have been with AIG for 1 year now. I pay $565 for an LS/v8 and two other cars each 6 months.
Steer clear of Allstate, Farmers, State Farm, etc. These are all traditional rip off insurance companies where 1/3 of you premium dollar is paid to your AGENT in commission each month! Progressive, AIG and GEICO are all preferred risk, lowest cost insurance products.
I had GEICO for 9 years. Then got quoted by Progressive and they were $100/6 mos cheaper. So I was with Progressive for 1 year. Then I had AIG quote it and it was yet $100/6mos cheaper. I have been with AIG for 1 year now. I pay $565 for an LS/v8 and two other cars each 6 months.
Steer clear of Allstate, Farmers, State Farm, etc. These are all traditional rip off insurance companies where 1/3 of you premium dollar is paid to your AGENT in commission each month! Progressive, AIG and GEICO are all preferred risk, lowest cost insurance products.
StewieMason
LVC Member
What State are you Insured?
I paid 100 a month in VA and now I pay 193 a month in SC with Progressive. 2000 LS, V-8, 500 Deduct. 24 Years old, with 1 ticket.
I paid 100 a month in VA and now I pay 193 a month in SC with Progressive. 2000 LS, V-8, 500 Deduct. 24 Years old, with 1 ticket.
ohioLS
Dedicated LVC Member
Insured in Ohio
27 yrs old
Just dropped my last ticket off of my record.
Progessive Insurance
500 deductible
Full coverage
Just renewed at $61.06 per month!
-Scott-
27 yrs old
Just dropped my last ticket off of my record.
Progessive Insurance
500 deductible
Full coverage
Just renewed at $61.06 per month!
-Scott-
Thats amazing. I have the same coverage, same company and its more than double here in Florida. Maybe the high rates here in Florida support my observation of there being sooooooo many a-hole drivers here. Just today a Honda S2000 blew by doing atleast 120. If i have spent another second changing lanes he would have smacked into me. So for all that think i am some old guy with the "get off my lawn" attitude, i'm not. I just drive alot and encounter alot of B.S. here in Orlando and it gets old really really quick.ohioLS said:
mayhawboy's LS
Active LVC Member
I have State Farm (for about fifteen yrs.). I'm 36 w/ no tickets, no points, full coverage, $250 deduct. and pay about $800 yr. in Alabama. That's about 66 bucks a month.
mayhawboy's LS
Active LVC Member
Yours will drop drastically next year when you turn 25. I remember mine dropped by half.StewieMason said:
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GrayGhost1
Guest
And even more when you get married!mayhawboy's LS said:
Got the usual w/ Uterin(sp)/Kemper and pay like $650 or $700 every six months. I did have an accident not long ago but insurance seemed to not jump much, last payment I paid was like $136. I'm 22 btw. I'd like to get a different insurance company, progressive was actually much more, not even going to look at state farm, farmers, allstate because I've heard "horror" stories about them.
black_lincoln
Dedicated LVC Member
20 years old
florida
2 cars 00 ls v8 , 00 cadillac deville
0 tickets so far
1070/6 months both cars full coverage 500 ded.
waiting to see how much it will go down next term when i`m 21..
florida
2 cars 00 ls v8 , 00 cadillac deville
0 tickets so far
1070/6 months both cars full coverage 500 ded.
waiting to see how much it will go down next term when i`m 21..
SilverLS
Dedicated LVC Member
I beat you all Im 20 I have two tickets from when I was 16 and I had one wreck (NO FAULT) the guy came around the corner of a building haulin as$ and I turned into his lane to avoid and hit him but he ran from the wreck and it was in a parking lot....anywaz....I started out a year ago paying 450 a month....after six months it went down to 375 a month.....this term its down to 260 a month....!!!!!!!!!!! :slam full coverage 500 dec. and no CLAIMS!!!!!! I AM GETTING RAPED!!!!!! but this is the cheapest for me also......progressive.....state farm wanted 3200 every six months NO THANK YOU !!!!!
black_lincoln
Dedicated LVC Member
do u guys over 21 remember if the premium dropped alot when u turned 21? i know it drops alot when u hit 25 but i just aint sure about 21.
Not sure if it drops but until I turned 21 I was under the parents insurance, they were nice enough on that one lol. I wanted my own and I was told by the parents and the company to just wait because it'd be cheaper so I did. Seems pretty decent I must say, could be better though. I always thought it was wierd to be under the parents because my cars were my cars, I bought them and they payed nothing but it went under their policy anyway.
theunclesam
Active LVC Member
Get ready to sh1t your pants. I have 3 tickets on my record (2 in the last year), '03 LS sport, $1900 every 6mo. through state farm. $500 ded. in Schaumburg, IL. Needless to say I'm shopping around. Anyone know a good company to go through?
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rocket5979
Guest
theunclesam said:
OUCH...OUCH....OUCH...!!! I pay $600 less per 6 months and have the 2003 V8 Explorer and 2005 V8 LS on there, both with $250 ded's. 24 y/o through USAA. I will be glad for my next renewal period after I turn 25. I wonder what my rates will be then?
scjmc
Dedicated LVC Member
$941 for LS every 6/mos