topher5150
Dedicated LVC Member
Got back from bank yesterday and the new balance on the loan is $0.00 now it is officially all mine 
my precious, is all mine
- Thread starter topher5150
- Start date
kustomizingkid
Dedicated LVC Member
Good deal!
I was lucky enough to be able to pay for mine straight up.
I was lucky enough to be able to pay for mine straight up.
RedCellSix
Well-Known LVC Member
Congratulations Sir.
BAD97LSC
Dedicated LVC Member
nothing like owning, payments blow.
shiryu0
Dedicated LVC Member
congrats!
i got 3 payments to go on mine! woooot
i got 3 payments to go on mine! woooot
Gilby959798
Dedicated LVC Member
mine is paid off but the cobra is still partially the banks i cant wait until its all mine....congrats to you sir
I remember when I paid mine off.... Oh it was a good day. I usually don't have a good record of keeping them after paying them off but this one is working on it's third year. Must be something about the mark that the others don't have
kustomizingkid
Dedicated LVC Member
I've never taken out a car loan... maybe I should try it out
topher5150
Dedicated LVC Member
you should try it all the cool kids are doing it LOL
I've never taken out a car loan... maybe I should try it out
I hear it can give brownie points on this thing called a FICO score. :dancefool
Kevin
Well-Known LVC Member
You don't need a credit score - for your ONLY need of borrowing money (a house), it's called manual underwriting.
Car loans blow, learned that the hard way too - NEVER again. It's cash, or nothing.
Congrats on paying it off Topher, great feeling indeed - knowing how great that feels, will you buy another car that way? Save what you were paying on your loan anyways, and use that for your next car when you need it.
Car loans blow, learned that the hard way too - NEVER again. It's cash, or nothing.
Congrats on paying it off Topher, great feeling indeed - knowing how great that feels, will you buy another car that way? Save what you were paying on your loan anyways, and use that for your next car when you need it
.sid grubbs
Active LVC Member
coil conversion
I don't think I would go the LOWERING ROUTE,,BUT one question. How do you like the COIL CONVERSION?? My 95 has sat most of it's life,,44000 miles garage kept. Old guy had it,,he died,,sister kept it,,only started it once in a while,,had her own car. It had 41000 when I bought it. Gonna keep in Fla. Tires were 8 1/2 yrs old,14000 miles,,replace them,,belt all hoses,,filters. "BUT" THOSE AIR BAGS WORRY ME" I don't wanta be on a trip with OUT ON THE INTERSTATE problems.
congrats!
i got 3 payments to go on mine! woooot
I don't think I would go the LOWERING ROUTE,,BUT one question. How do you like the COIL CONVERSION?? My 95 has sat most of it's life,,44000 miles garage kept. Old guy had it,,he died,,sister kept it,,only started it once in a while,,had her own car. It had 41000 when I bought it. Gonna keep in Fla. Tires were 8 1/2 yrs old,14000 miles,,replace them,,belt all hoses,,filters. "BUT" THOSE AIR BAGS WORRY ME" I don't wanta be on a trip with OUT ON THE INTERSTATE problems.
richduty455
Dedicated LVC Member
never do what? get a car loan or buy another focus? lol
kustomizingkid
Dedicated LVC Member
BOTH!
My parents Focus does not impress me.... eats tires like crazy!
My parents Focus does not impress me.... eats tires like crazy!
topher5150
Dedicated LVC Member
my sister has had her focus for about two-three years i don't think she has had it in the shop more than once
MediumD
Dedicated LVC Member
I've never taken out a car loan either, which is why I'm in a $2200 Mark instead of a $15k XJ-R. Although I would need a loan for a Freightliner I've got my eye on...
I have never had a loan, credit card or finance of any kind. I wonder if I even exist in credit records.
It's nice to have things you can call your own though, imo.
Edit: Haha... Just remembered; my car is in wife's name. Guess I don't own anything then.
Edit Again: Just realized; I have my health, the clothes on my back... And... a bicycle. Yay!
It's nice to have things you can call your own though, imo.
Edit: Haha... Just remembered; my car is in wife's name. Guess I don't own anything then.
Edit Again: Just realized; I have my health, the clothes on my back... And... a bicycle. Yay!
kustomizingkid
Dedicated LVC Member
The only things I really plan on taking loans for is my college, my business, and my house.
02LSE96LSC91SE84TC
Dedicated LVC Member
Good job.
Was a while ago paying off the MarkVIII, Paid off a 3yr loan in 14months....those were the days money flowing in and out, double and triple payments.
Now.....ehh.
Was a while ago paying off the MarkVIII, Paid off a 3yr loan in 14months....those were the days money flowing in and out, double and triple payments.
Now.....ehh.
Blenderhead
Well-Known LVC Member
I have never had a loan, credit card or finance of any kind. I wonder if I even exist in credit records.
It's nice to have things you can call your own though, imo.
Edit: Haha... Just remembered; my car is in wife's name. Guess I don't own anything then.
Edit Again: Just realized; I have my health, the clothes on my back... And... a bicycle. Yay!
If you've never gotten sucked into the credit system, definitely stay away from it. You have no idea how much it sucks! I screwed myself with credit cards, and when it was all said and done, I had over $10K in debt, at 20% interest, with not a damn thing to show for any of it. I have since destroyed all my credit cards, and paid them all off, and other than a house, I will never borrow money for anything again.
mespock
Marxists - Socialists
I've never taken out a car loan... maybe I should try it out
Don't you get your cars from Junk Yards LOL...
What's scary is the getting use to not having a car loan. I haven't had a car loan since 2004 ... It's nice using them money on other things.
But then I don't have any new cars ...