Not a good way to start the day

[Jrt1418]

I went outside this morning and noticed someone hit my car and didn't leave a note or anything. Now I am have to look for a new rear bumper when I have extra money.

 

[LSter]

That totally sucks! Is your insurance helping you at all?

 

[Shredicus]

WOW. That's just terrible. Personal accountability is such a rare thing these days.

 

[Jrt1418]

I called them but since I don't have uninsured motorist coverage, I am not covered by hit and runs either. I have full coverage so I would have to pay a $500 deductible. I am going to have an estimate done this week and weigh my options. If they try and raise my rates at all, I won't use my insurance.

 

[Stopsign002]

I hate how insurance works. Like, this is the kind of reason I have full coverage, for other *******s, but if they hit me I end up getting my rates raised. Its like, how the hell was that my fault?!

 

[LS4me]

I called them but since I don't have uninsured motorist coverage, I am not covered by hit and runs either. I have full coverage so I would have to pay a $500 deductible. I am going to have an estimate done this week and weigh my options. If they try and raise my rates at all, I won't use my insurance.

A new, painted bumper (that's a V6, correct?) with the chrome strip should run ~$700. IIRC, I paid ~$500 to have my bumper repainted. Out here in The People's Republik paint jobs are rather expensive. I had to have one of my rockers painted as I kicked up a piece of metal. That job was ~$200.

People can sure suck at times! The culprit was probably drunk......

 

[Jrt1418]

It's a 2006 (V8 Sport). I had the rear bumper painted and repaired after it got rear ended this summer. It cost a little over 500 total. The black corner moulding was also cracked. I found it in the bushes. I guess the guy that hit me tried to hide it. I plan on having my Gen 1 LSE side skirts repainted at some point before I install them so I guess I will just do everything at the same time. Any 03-06 bumper will work, I will just have to transfer the 06/LSE stuff to the new bumper. I still plan on attempting to attach the rear side parts of the Gen 1 LSE valance to the Gen 2 bumper. If they mount the same, it will work. I will just have to cut the valance to match the lines of the exhaust ports and use the gen 2 center section. Now, I just need a real job so I can pay for all this. lol

 

[Alax7]

Ouch. Sorry to hear.

These recent LS accident is making me want to get full coverage, but at my age, its so expensive!

 

[RollinLS]

I called them but since I don't have uninsured motorist coverage, I am not covered by hit and runs either. I have full coverage so I would have to pay a $500 deductible. I am going to have an estimate done this week and weigh my options. If they try and raise my rates at all, I won't use my insurance.

If you report it as vandalism, your Insured You need an adjuster that will see it as an act of vandalism and NOT a hit and run. I had someone hit my LS in a parking lot. Took to an adjuster that wrote it up as an act of vandalism. Insurance paid to fix it.

 

[Miksweets]

Sorry to hear that and hope all works out for the best