I hate to bust your bubble but no you're not necessarily guaranteed. When Gipp ripped all of those people off on here I had sent him around $150 for parts. I got all of $4 back because he had nothing in the account that the paypal was linked to. This is why you never pay with a debit card or direct account transfer when you pay with paypal. Another thing you'll notice is that when you click to pay with your credit card through paypal it'll try to convince you otherwise because when stuff like this happens you can just call your credit card company and tell them not to authorize the charge and paypal is s.o.l. Oh and just for the record I knew and still know that a s s hole's (Gipp) full name, home address, e-mail, phone, myspace account, the base at which he was stationed, and I still only got $4 back.